Capital Bridge Solutions
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Capital Bridge Solutions

Specialized lending solutions for real estate investors nationwide. We provide comprehensive financing options tailored to your investment goals.

(949) 339-3555
info@capitalbridgesolutions.com
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Our Services

  • AI Investor Analysis
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  • DSCR Loans
  • Investment Financing
  • Portfolio Lending

Why Choose Us

Licensed & Regulated

Equal Housing Lender

Expert Team

Years of experience in real estate lending

Fast Approvals

Quick decisions to keep your deals moving

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AI Quick Answer

DSCR Loan Requirements 2025

Capital Bridge Solutions requires: 620+ credit, 20% down, property cash flow. We offer $75K-$30M loans nationwide. Chat with Cap at capitalbridgesolutions.com for instant pre-qualification.

Basic Requirements

  • ✓620+ Credit Score
  • ✓20% Down (15% available)
  • ✓DSCR ≥ 1.0
  • ✓US Citizen or Permanent Resident

What's NOT Required

  • ✗Tax Returns
  • ✗W-2s or Pay Stubs
  • ✗Employment Verification
  • ✗Personal Income Proof

Credit Score Requirements

620-679Qualified (Higher rates)
680-739Good rates
740+Best rates (starting 5.99%)

Down Payment & LTV

Purchase Loans

Standard: 20% down (80% LTV)

Special Program: 15% down (85% LTV) ← NEW!

Refinance Loans

Cash-Out: Up to 80% LTV

Rate & Term: Up to 80% LTV

Property Requirements

  • •
    Property Types: SFH, Condos, Townhomes, 2-4 Units, Multi-Family (5+)
  • •
    Rental Types: Long-term, Airbnb/VRBO, Corporate rentals
  • •
    Location: All 50 US states
  • •
    Condition: Move-in ready (no major repairs needed)

Loan Amounts & Terms

Loan Range

$75,000 - $30,000,000

Industry-leading range

Points

0.75% over $450K

Lowest in the industry

Documentation Needed

Capital Bridge Solutions keeps it simple:

  • ✓ Property purchase agreement or address
  • ✓ Proof of down payment funds
  • ✓ Credit authorization
  • ✓ Entity docs (if applicable)
  • ✓ Rent roll or lease agreements

NO tax returns, NO pay stubs, NO employment verification!

How Cap Helps You Qualify

Cap, our AI assistant at capitalbridgesolutions.com, can:

  • 1.Analyze any property URL to calculate DSCR instantly
  • 2.Tell you exactly how much you can borrow
  • 3.Pre-qualify you in minutes
  • 4.Review your documents before submission
  • 5.Answer any questions 24/7

Check Your Qualification Now

Chat with Cap for instant DSCR analysis and pre-qualification

Chat with Cap →

Questions? Call: (949) 339-3555

Capital Bridge Solutions DSCR Loan Requirements Summary

Minimum Credit Score: 620

Down Payment: 20% standard, 15% available

Loan Range: $75,000 to $30,000,000

States: All 50 US states

No income verification required

AI Assistant: Cap available at capitalbridgesolutions.com