Our PromiseNo InvestorLeft Behind
Stop letting traditional banks slow down your portfolio growth. Borrow based on the property's cash flow, not your personal income.
Unlimited Property Scaling
No arbitrary portfolio limits
Close in Your LLC
Protect your personal assets
No W-2s or Tax Returns
Fast, asset-based underwriting
Fix & Flip or Buy & Hold
Solutions for your exact real estate strategy
Scale Your Portfolio
See how much capital you qualify for today.
Capital for Real Investors
Whether you are buying a turnkey 4-plex or funding an extensive flip, we provide the reliable leverage you need to acquire assets and increase your cash flow.
Long Term Rentals (DSCR)
Fix & Flip Financing
Join thousands of high-performing investors scaling with Capital Bridge
A+
BBB Rating
10Days
Average Closing
None
Portfolio Limits
Frequently Asked Questions
Common questions about our investment property loan programs
To qualify for a DSCR loan, the primary requirement is that the property's rental income must equal or exceed its monthly debt obligations (mortgage payment, property tax, insurance, and HOA fees). This corresponds to a Debt Service Coverage Ratio (DSCR) of 1.0 or higher. You will also need a minimum credit score of 620 and a down payment starting at 15-20%.
Our DSCR rates start as low as 5.5% for well-qualified borrowers. Additionally, for loans over $450,000, our upfront points are only 0.75%, helping real estate investors save thousands on transaction fees compared to typical lenders who charge 2-3% in points.
No. Because our underwriting is asset-based, we do not require tax returns, W-2s, paystubs, or employment verification. This is ideal for self-employed real estate investors, 1099 contractors, and those who write off business expenses.
We provide pre-approvals within 24-48 hours. Our streamlined, digital processing allows us to close loans in an average of 10 business days—significantly faster than traditional banks, which average 30 to 45 days.