DSCR Loan Refinancing Guide: Cash-Out & Rate-Term Options 2024
Updated: October 4, 2024•10 min read•By Capital Bridge Solutions Team
DSCR loan refinancing offers powerful strategies to optimize your investment portfolio. Whether you want to pull equity with a cash-out refinance or lower payments with a rate-and-term refi, DSCR refinancing requires no income verification—just strong rental income and property performance.
Two Types of DSCR Refinancing
Cash-Out Refinance
Pull equity from your property to fund new investments, renovations, or other opportunities.
- Access up to 75% LTV
- Use equity for down payments
- Fund property improvements
- No income verification needed
Rate-and-Term Refi
Lower your interest rate or change loan terms to improve cash flow and reduce monthly payments.
- Lower interest rates
- Reduce monthly payments
- Switch from ARM to fixed
- Improve cash flow
Ready to Refinance Your DSCR Loan?
Get a free refinance analysis in 24 hours. Pull equity or lower your payments—no income verification required.