Portfolio DSCR Loans: Finance Multiple Properties Simultaneously
Updated: October 4, 2024•11 min read•By Capital Bridge Solutions Team
Portfolio DSCR loans are designed for serious investors looking to scale quickly. Finance 5, 10, or even 20+ properties without the conventional loan limit of 10 properties. With blanket loans and cross-collateralization options, portfolio DSCR loans offer the flexibility to build wealth faster than traditional financing methods.
Why Portfolio DSCR Loans Are Game-Changers
- No Property Limits: Finance unlimited properties (vs 10 max conventional)
- Blanket Loans: One loan for multiple properties
- Cross-Collateralization: Use equity from one property for another
- Faster Scaling: Acquire properties quickly without DTI limits
Portfolio Loan Strategies
Sequential Strategy
Finance properties one at a time, using each property's equity to fund the next.
- • Property 1: 25% down payment
- • Property 2: Cash-out refi Property 1
- • Property 3: Use equity from 1 & 2
- • Scale to 10+ properties
Blanket Loan Strategy
Finance multiple properties under one loan with cross-collateralization.
- • One loan for 5-10 properties
- • Lower overall rates
- • Simplified management
- • Release clauses available
Ready to Scale Your Portfolio?
Get a custom portfolio financing strategy. Finance 5-10+ properties with no conventional loan limits.