Capital Bridge Solutions
HomeServicesCalculatorsCredit SolutionsBlogAI Real Estate Investor Query
Get Started Today
Capital Bridge Solutions

Specialized lending solutions for real estate investors nationwide. We provide comprehensive financing options tailored to your investment goals.

(949) 339-3555
info@capitalbridgesolutions.com
Follow us:

Quick Links

  • Home
  • Services
  • Calculators
  • Credit Solutions
  • Locations
  • About Us
  • Partner Network 🤝
  • Chrome Extension 🧩

Our Services

  • AI Investor Analysis
  • Get Started Today
  • DSCR Loans
  • Investment Financing
  • Portfolio Lending

Why Choose Us

Licensed & Regulated

Equal Housing Lender

Expert Team

Years of experience in real estate lending

Fast Approvals

Quick decisions to keep your deals moving

© 2025 Capital Bridge Solutions. All rights reserved.

Privacy Policy•Terms of Service
Back to All Calculators

Hard Money Loan Calculator

Calculate loan amounts and costs for your fix & flip projects. Get funded in days with our fast, asset-based lending.

5-7 Day Closing

Fast funding for time-sensitive deals

70% LTV

Up to 70% of purchase price

Asset-Based

Qualify based on property value

Calculate Your Hard Money Loan

Enter your project details to calculate loan amount and costs.

$
$
%
Tips
  • Hard money loans typically lend 70% of the purchase price
  • Payments are interest-only with a balloon payment at the end
  • Most hard money lenders lend based on the property value, not your credit score
  • Consider renovation costs in your total project budget
  • Plan your exit strategy before the balloon payment is due

Share This Calculator

Hard Money Facts

  • •Close in 5-7 days vs 30-45 days
  • •Based on property value, not income
  • •Interest-only payments
  • •Perfect for fix & flip projects
  • •No prepayment penalties

Need Fast Funding?

Get approved in 24 hours and funded in 5-7 days.

Apply Now

Understanding Hard Money Loans

When to Use Hard Money

  • ✓Fix & flip projects needing quick closing
  • ✓Competitive markets requiring cash-like offers
  • ✓Properties needing renovation before qualifying for traditional loans
  • ✓Bridge financing while selling another property

Exit Strategies

  • 1.Sell the property - Most common for fix & flips
  • 2.Refinance to DSCR loan - Keep as rental property
  • 3.Refinance to conventional - If qualifying with W-2 income
  • 4.Seller financing - Create passive income stream

Typical Project Cost Breakdown

Purchase Price (Example: $200,000)$200,000
Down Payment (30%)$60,000
Loan Amount (70%)$140,000
Interest (12% for 6 months)$8,400
Loan Points (2-3%)$2,800 - $4,200
Total Financing Cost$11,200 - $12,600