Berkeley DSCR Loans
Finance Berkeley investment properties with no tax returns. From UC Campus to the Berkeley Hills, we fund rental properties in the East Bay's premier university city.
Why Berkeley Investors Choose DSCR Loans
UC Berkeley Student Housing Demand
45,000+ students create year-round rental demand. Student housing commands premium rents with reliable annual turnover.
Faculty & Professional Tenant Base
UC faculty, researchers, and tech professionals provide stable, high-quality tenants alongside student demand.
Resilient Market
University presence insulates Berkeley from economic downturns. Consistent demand regardless of market conditions.
Premium Location Appeal
Progressive culture, arts scene, dining, and proximity to SF. Berkeley Hills offer stunning Bay views and luxury market.
Berkeley Real Estate Market Data 2025
Property Prices
Monthly Rents
Investment Metrics
Best Berkeley Neighborhoods for DSCR Loans
North Berkeley
Family-friendly, near Gourmet Ghetto
Elmwood District
Charming, walkable, cafes
South Berkeley
Student housing, high demand
Downtown Berkeley
BART, students, urban
Berkeley Hills
Views, luxury, executives
Claremont
Upscale, families, schools
Real Berkeley DSCR Loan Example
Property Details
Loan Terms
✓ APPROVED - UC Professor, No Tax Returns Required
Self-employed academic consultant qualified using property income only. Closed in 11 days.
Berkeley DSCR Loan FAQs
Can I finance student housing near UC Berkeley?
Yes! Student rental properties are excellent investments. High demand, consistent turnover, premium rents near campus.
How does Berkeley rent control affect DSCR loans?
We use market rent analysis rather than controlled rents for DSCR calculation, allowing rent-controlled properties to qualify.
Are multi-family properties near campus good investments?
2-4 unit buildings near UC are highly profitable. Rent by the room to students for maximum cash flow.
Do you finance properties in the Berkeley Hills?
Absolutely! Hills properties offer luxury market with executives and tech professionals. Excellent long-term appreciation.
Can I finance a property for faculty/professional tenants?
Yes! UC faculty and researchers make excellent tenants. Stable income, long-term leases, low maintenance.
Ready to Finance Your Berkeley Investment Property?
Get pre-approved in 24-48 hours. Perfect for student housing and faculty rentals. No tax returns required.