California's Highest Rental Yield Market - Deep Value + Strong Cash Flow
DSCR up to 1.42 • Entry from $385K • Yields 0.74%/month
Fresno offers the highest rental yields in California—period. While coastal markets struggle to break even, Fresno properties typically generate DSCR ratios of 1.35-1.50, meaning substantial monthly cash flow from day one.
As California's 5th largest city with 542K+ residents, Fresno serves as the economic hub of the Central Valley. Agriculture, healthcare, education (Fresno State), and logistics drive steady employment. Yet housing remains affordable: median prices around $385K vs. $925K in LA or $1.4M in San Francisco.
Perfect for DSCR investors: Strong rent-to-price ratios mean easy qualification. Properties cash flow $400-$600/month while building equity through 4-6% annual appreciation. Lower entry costs ($77K down) let you scale faster.
Median $385K = 20% down is only $77K. Scale to 5-10 properties faster than coastal markets.
Nearly 9% annual gross yield. After expenses, expect 6-7% cash-on-cash returns.
Steady equity growth as Central Valley continues developing. Best of both worlds.
With DSCR financing, you can acquire multiple cash-flowing Fresno properties without personal income verification.