Fremont DSCR Loans
Finance Fremont investment properties with no tax returns. From Mission San Jose to Warm Springs, we fund rental properties in the East Bay's tech and innovation hub.
Why Fremont Investors Choose DSCR Loans
Tesla & Tech Employment Hub
Tesla factory, Lam Research, and major tech employers. Stable, high-income tenant base with long-term employment.
Top-Rated School Districts
Mission San Jose High and Irvington High rank nationally. Strong family demand drives stable, long-term tenancies.
Excellent DSCR Ratios
High rents relative to purchase prices. Fremont offers better cash flow than SF/SJ while maintaining appreciation.
BART & Infrastructure
Two BART stations, easy commute to SF and SJ. Warm Springs extension increased accessibility and demand.
Fremont Real Estate Market Data 2025
Property Prices
Monthly Rents
Investment Metrics
Best Fremont Neighborhoods for DSCR Loans
Mission San Jose
Top schools, families, premium
Warm Springs
New BART station, growth area
Irvington
Good schools, established
Niles District
Historic, walkable, charm
Ardenwood
Near tech campuses
Centerville
Best cash flow in Fremont
Real Fremont DSCR Loan Example
Property Details
Loan Terms
✓ APPROVED - Tesla Engineer, No Tax Returns Required
Self-employed tech consultant qualified using property income only. Closed in 9 days.
Fremont DSCR Loan FAQs
Are Mission San Jose properties a good investment?
Excellent! Top schools drive strong family demand. Premium rents justify higher prices. Very stable, long-term tenants.
Do you finance near Tesla factory and tech campuses?
Yes! Properties near Tesla, Lam Research, and Seagate have excellent rental demand from tech workers.
Can I qualify if I work in tech with stock compensation?
Absolutely! DSCR loans don't require documenting RSUs or stock options. Only property income matters for qualification.
What about properties near Warm Springs BART?
Great area! New BART station increased accessibility. Strong appreciation and rental demand in Warm Springs district.
Are Fremont schools really that important for rentals?
Yes! Top-rated schools (Mission SJ High is #1 in CA) drive family demand and justify premium rents. Very stable tenancies.
Ready to Finance Your Fremont Investment Property?
Get pre-approved in 24-48 hours. Perfect for tech professionals. No tax returns required.