Long Beach DSCR Loans
Finance Long Beach investment properties with no tax returns. From Belmont Shore to Downtown, we fund rental properties in Southern California's thriving coastal city.
Why Long Beach Investors Choose DSCR Loans
Better Value Than LA or OC Beaches
Coastal living at 30-40% less than nearby beach cities. Similar lifestyle, better cash flow and DSCR ratios.
Diverse Economy & Job Growth
Port of Long Beach, aerospace (Boeing, SpaceX), healthcare, and tourism. Multiple employment sectors drive stable demand.
Strong Vacation Rental Market
Beach proximity, Queen Mary, Aquarium of the Pacific. Excellent Airbnb potential in coastal neighborhoods.
Urban Revival & Development
Downtown Long Beach transformation brings millennials and young professionals. New developments increasing property values.
Long Beach Real Estate Market Data 2025
Property Prices
Monthly Rents
Investment Metrics
Best Long Beach Neighborhoods for DSCR Loans
Belmont Shore
Beach living, upscale, walkable
Bixby Knolls
Family-friendly, tree-lined
Downtown Long Beach
Urban, young professionals
Naples Island
Waterfront, luxury, canals
Rose Park
Historic charm, affordable
East Village
Best cash flow, emerging
Real Long Beach DSCR Loan Example
Property Details
Loan Terms
✓ APPROVED - Port Worker, No Tax Returns Required
Self-employed contractor qualified using property income only. Closed in 10 days.
Long Beach DSCR Loan FAQs
Can I use a DSCR loan for a Long Beach vacation rental?
Yes! Beach proximity makes Long Beach excellent for Airbnb. We use projected vacation rental income for qualification.
Are Belmont Shore properties good investments?
Excellent! Premium beach location with strong rental demand and appreciation. Higher prices but premium rents justify it.
Do you finance properties near the Port?
Yes! Port of Long Beach employs 30K+ workers. Properties near employment centers have stable tenant demand.
What about downtown Long Beach condos?
Great investment! Urban revitalization attracting young professionals. Strong rental demand, modern amenities, walkable lifestyle.
Can I finance a multi-family property in Long Beach?
Absolutely! 2-4 unit buildings offer excellent cash flow. Popular strategy for building wealth in Long Beach market.
Ready to Finance Your Long Beach Investment Property?
Get pre-approved in 24-48 hours. Coastal living at better value. No tax returns required.