Los Angeles DSCR Loans
Finance LA investment properties with no tax returns. From Downtown to Venice Beach, we fund rental properties across all Los Angeles neighborhoods.
Why Los Angeles Investors Choose DSCR Loans
No California Tax Returns Required
LA investors with high W-2 income or multiple businesses qualify without sharing tax returns. Perfect for entertainment, tech, and real estate professionals.
Handle LA's High Property Prices
Loan amounts from $75K to $30M. Finance properties from East LA apartments to Brentwood estates.
Multi-Property Friendly
No 10-property limit. Build your LA rental portfolio without hitting conventional loan caps.
Fast Closings for Competitive Market
Close in 7-14 days. Win deals in LA's competitive market where speed matters.
Los Angeles Real Estate Market Data 2025
Property Prices
Monthly Rents
Investment Metrics
Best Los Angeles Neighborhoods for DSCR Loans
Downtown LA (DTLA)
Strong rental demand from young professionals
Silver Lake
Trendy area with stable tenant base
Koreatown
High demand, excellent cash flow
Venice
Premium rents near beach
Highland Park
Up-and-coming, strong appreciation
Culver City
Tech hub, reliable tenants
Real Los Angeles DSCR Loan Example
Property Details
Loan Terms
✓ APPROVED - No Tax Returns Required
Self-employed borrower qualified based solely on property income. Closed in 12 days.
DSCR Loan Requirements for Los Angeles Properties
✓ What You Need
- ✓ 620+ credit score (640+ for best rates)
- ✓ 20-25% down payment
- ✓ LA investment property (not primary residence)
- ✓ DSCR of 1.0+ (rent covers mortgage)
- ✓ Property in LA County
- ✓ Loan amount: $75K - $30M
✗ What You DON'T Need
- ✗ California tax returns
- ✗ W-2s or pay stubs
- ✗ Employment verification
- ✗ Personal income documentation
- ✗ DTI calculation
- ✗ Proof of other assets
Los Angeles DSCR Loan FAQs
Can I get a DSCR loan for a condo in Downtown LA?
Yes! We finance condos, townhomes, and single-family homes throughout LA. Minimum loan amount is $75K.
Do you finance properties in all LA neighborhoods?
Yes, we finance properties in all LA County neighborhoods including Downtown, West LA, Valley, Beach Cities, and South LA.
What if my LA property has rent control?
We can still finance rent-controlled properties. We use market rent analysis to determine DSCR, not artificially low controlled rents.
Can I use a DSCR loan for an LA Airbnb property?
Yes! We use projected Airbnb income based on AirDNA data. Works great for properties near beaches, Hollywood, and tourist areas.
How quickly can I close on an LA property?
Typical closing is 7-14 days. In competitive LA market situations, we can expedite to 5-7 days with all-cash verification.
Do I need to live in California to get an LA DSCR loan?
No! We finance out-of-state investors. Many of our LA property owners live outside California.
Ready to Finance Your Los Angeles Investment Property?
Get pre-approved in 24-48 hours. No tax returns required. Rates starting at 5.99%.