San Diego DSCR Loans
Finance San Diego investment properties with no tax returns. From Pacific Beach to East County, we fund rental properties across America's Finest City.
Why San Diego Investors Choose DSCR Loans
Perfect for Military & Self-Employed
San Diego's large military and biotech community often has non-traditional income. DSCR loans qualify without W-2 complications.
Finance Vacation Rentals
Popular for Pacific Beach, Mission Beach, and La Jolla vacation rentals. Use projected Airbnb income for qualification.
Build Your SD Portfolio
No 10-property limit. Scale your San Diego rental portfolio without conventional loan restrictions.
Fast Closings in Competitive Market
Close in 7-14 days. Win deals in SD's tight inventory market where speed wins.
San Diego Real Estate Market Data 2025
Property Prices
Monthly Rents
Investment Metrics
Best San Diego Neighborhoods for DSCR Loans
Pacific Beach
Strong vacation rental market
North Park
Trendy area, high demand
Chula Vista
Excellent cash flow
La Jolla
Premium coastal location
Mission Valley
Central location, stable rents
Point Loma
Military & professionals
Real San Diego DSCR Loan Example
Property Details
Loan Terms
✓ APPROVED - Military Veteran, No Tax Returns Required
Self-employed veteran qualified instantly using property income only. Closed in 10 days.
San Diego DSCR Loan FAQs
Can I use a DSCR loan for a San Diego vacation rental?
Yes! We use projected Airbnb/VRBO income for qualification. Great for beach properties in Pacific Beach, Mission Beach, and Ocean Beach.
Do you finance properties near military bases?
Absolutely! We finance properties near all SD military bases (Miramar, North Island, 32nd Street). Military tenants are very stable.
What about properties in East County San Diego?
Yes, we finance throughout San Diego County including El Cajon, Santee, La Mesa, and Lakeside. Often better cash flow in East County.
Can I finance a condo in downtown San Diego?
Yes! We finance condos, townhomes, and single-family homes. Minimum loan is $75K.
How quickly can I close in San Diego's competitive market?
Standard 7-14 days. For hot deals, we can expedite to 5-7 days to help you compete with cash offers.
Ready to Finance Your San Diego Investment Property?
Get pre-approved in 24-48 hours. No tax returns required. Rates starting at 5.99%.