Santa Clara DSCR Loans
Finance Santa Clara investment properties with no tax returns. From Intel and Nvidia campuses to Santa Clara University, we fund rental properties in Silicon Valley's tech epicenter.
Why Santa Clara Investors Choose DSCR Loans
Tech Giant Headquarters Hub
Intel, Nvidia, Applied Materials, ServiceNow HQs. Massive tech employment creates unlimited tenant demand with premium incomes.
Perfect for Tech Workers with RSUs
DSCR loans ignore stock compensation complexity. No need to document RSUs, options, or equity packages for qualification.
Adjacent to San Jose & Sunnyvale
Central Silicon Valley location. Properties accessible to Google, Apple, Meta campuses within 15-minute commute.
Levi's Stadium & Entertainment
49ers stadium drives short-term rental demand. Game days, concerts, and events create premium Airbnb opportunities.
Santa Clara Real Estate Market Data 2025
Property Prices
Monthly Rents
Investment Metrics
Best Santa Clara Neighborhoods for DSCR Loans
Old Quad
Historic, near SCU, charming
Rivermark
Master-planned, modern, families
Mission College Area
Near tech campuses, condos
Central Park
Parks, recreation, central
Stadium District
Levi's Stadium, entertainment
North Santa Clara
Premium area, tech execs
Real Santa Clara DSCR Loan Example
Property Details
Loan Terms
✓ APPROVED - Nvidia Engineer with RSUs, No Tax Returns Required
Self-employed tech consultant with complex equity comp qualified using property income only. Closed in 8 days.
Santa Clara DSCR Loan FAQs
Can I qualify with RSUs and stock options from Intel or Nvidia?
Yes! DSCR loans completely ignore stock compensation. Whether you have RSUs, ISO, NSO, or ESPP, only the property's rental income matters for qualification.
Are properties near Levi's Stadium good investments?
Excellent! Stadium district offers dual opportunity: long-term tech worker rentals or short-term vacation rentals during 49ers games, concerts, and events.
Do you finance condos near tech campuses?
Absolutely! Condos near Intel, Nvidia, Applied Materials HQs have incredible tenant demand. Tech workers value walkability to campus.
What about properties near Santa Clara University?
Great investment! SCU faculty, staff, and grad students create stable rental demand. Old Quad area has historic charm and premium appeal.
Can you close quickly for competing offers?
Yes! Santa Clara's competitive market requires speed. We can close in 5-7 days for strong deals with motivated borrowers.
How do Santa Clara properties compare to San Jose?
Similar pricing but smaller city feel. Better walkability, less traffic. Same tech employment benefits with more community character.
Why Santa Clara Is a Top Investment Market
Employment Powerhouse
- •Intel HQ: 20K+ employees, world's largest chip maker
- •Nvidia HQ: AI/GPU leader, massive growth
- •Applied Materials: Semiconductor equipment giant
- •ServiceNow HQ: Cloud platform, 10K+ employees
Lifestyle & Location
- •Central Silicon Valley: 15 min to Google, Apple, Meta
- •VTA Light Rail: Easy public transit to San Jose
- •Great America: Amusement park, entertainment
- •SCU Campus: Beautiful university, cultural events
Ready to Finance Your Santa Clara Investment Property?
Get pre-approved in 24-48 hours. Perfect for tech professionals with stock compensation. No tax returns required.
5-7 day closings available • $75K-$30M loan amounts • Rates from 5.99% • No income verification